Avoiding a Raw Deal When Negotiating Car Accident Settlements With Insurers
Car accidents are never pleasant, and the process of pursuing car accident settlements can be even more stressful than the accident itself. That is why it is vital to retain a car accident attorney in San Antonio to help protect your interests and guide you through the process. More specifically, your attorney can help you navigate the jargon, tactics, and techniques insurance companies commonly use.
One of the first things to know is that insurance adjusters are trained to negotiate in the insurer's interests, not the insured. Their primary goal is to pay the smallest amount possible to settle the claim. Insurance providers may deny claims, fail to recognize the claim's full value, or deliberately offer a lowball settlement.
It is not uncommon for insurers to deny claims for medical expenses. One commonly used strategy is to claim that the injuries are the result of a pre-existing medical condition. This is why it is vital to seek medical treatment immediately following a car accident. This creates a "paper trail" that establishes a direct connection between the injury and the associated expenses.
Most importantly, it is imperative not to speak freely and openly with insurance providers. You are under no obligation to provide a recorded or written statement to an insurance provider before speaking with your attorney. Remember, anything you say can and will be used to protect the insurer. A car accident attorney can review your statement and any documents the insurer wants you to review and sign. This can help protect you from admitting fault for the accident or relinquishing your legal rights.
Finally, beware of delaying tactics that can push you beyond the statute of limitations. In Texas, car accident survivors have two years from the car accident date to file a personal injury lawsuit. If you don't accept their initial settlement offer, paperwork can get lost, phone calls can go unreturned, and insurance company representatives can suddenly become "unavailable." Retaining an attorney can help keep the process moving forward and protect you from these unscrupulous tactics.
Welmaker Injury Law can help you negotiate fair and reasonable car accident settlements in San Antonio. We encourage you to contact us at (210) 828-6033 to schedule a free consultation with our team.