Who Pays For Medical Bills In A Personal Injury Case?
Whether you've been in a car accident or had a slip and fall, chances are the medical bills associated with your injury will add up. If you've been injured by no fault of your own, perhaps you are wondering who is responsible for paying the bill. While a personal injury claim could get you compensation down the line, you will still need to pay your medical bills right now.
General Rule Of Thumb
If you've been in an accident and you are already working with a lawyer, you are probably awaiting the payment for the accident. But, in the meantime, the general rule of thumb is that you will have to pay the medical bills right then and there This could be via medical insurance or out of pocket.
If you pay out of pocket, speak with your lawyer, and see if this cost will be reimbursed when the compensation comes in. In most cases, if you pay now, the settlement will include whatever you paid out on your own for the medical bills.
Speak to your lawyer to learn more about pre-settlement loans for your medical bills and if this would be a feasible option for your particular case. Essentially, you borrow the money to help cover the medical bills. After the case is settled and you receive compensation for your claim, the amount owed, plus any interest owed will be taken out of your compensation amount.
Examples Of Cases Where You Don't Pay Right Away
Medical Provider Holder Agreements: Some Medical Providers will put your bills on hold until your compensation comes in. Once you are compensated you will then pay what is owed to the hospital, doctors, rehabilitation center, etc. If your case is dismissed and you do not get the compensation you will have to find another way to pay expenses.
To make sure you have a better chance of winning your case, it's important to hire a lawyer who is experienced in personal injury claims. When you decide to hire a lawyer, you will have the chance to meet with them for a free consultation. This gives you a chance to get to know them, but also is time for them to get to know more about the details of your case, and allows you a chance to ask questions..
Before you meet with a potential lawyer be sure you write down all of your concerns and questions. The lawyer will be more than happy to answer anything you ask. The consultation will generally take anywhere from 30 to 45 minutes. The consultation is usually free - but it's a good idea to ask beforehand if there is a fee for the consultation or not.